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Alarm Contractors Program

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Eligible Accounts

Alarm Installation Contractors:

Installing, testing, repairing commercial/residential alarm systems, CCTV's, access badges, home automation, home theater systems

Coverages Offered

• General Liability:

• $1,000,000 per occurrence

• $2,000,000 aggregate

• $2,000,000 products/completed ops aggregate

• $300,000 fire damage limit

• $10,000 medical payments

• Deductibles as low as $2,500

• Excess Liability:

• Up to $5,000,000 limits available

• Commercial Excess over controlled primary General Liability and "A-VIII" rated Employers Liability & Commercial Auto policies

• Also available:

         • Professional Liability

• Worksite Pollution coverage

• Primary /Non-contributory wording

• Per project aggregate

• Employee Benefits Liability 

• Additional insured/Waiver of Subrogation

          • Automatic

          • Scheduled Entities

Submission Requirements

• ACORD Application

• 5 years currently valued loss runs dated within past 90 days and details of any claims $25,000 or more

• Resume of owners for businesses in operation less than 5 years

• Completed Alarm Contractors Supplemental Application 

Minimum Premium

• $5,000

Territory Covered

• All states except Alaska, Hawaii, New York and Cook County, Illinois

Why IPA?

• All In-house authority

• Carrier "A" Rated by A.M. Best 

• Web-based application system for faster processing & quoting

• Tailored Proprietary Coverages

Ready to get started?

Download our supplemental right here. Once complete, please send to James.shockey@ins-ipa.com

Alarm Contractor

Supplemental

Alarm Contractor

Brochure

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