Fire Sprinkler & Fire Suppression Program

Eligible Accounts

• Fire Suppression industry contractors - contractors

that engage in the design, fabrication, installation, testing, service and repair of fixed water type and "special hazard" suppression systems

• Fire Alarm installation contractors - installing, testing, and repairing commercial and residential alarm systems

• Fire Extinguisher contractors - servicing, refilling, and/or testing fire extinguishers

Coverages Offered

• General Liability:

• $1,000,000 per occurrence

• $2,000,000 aggregate

• $2,000,000 products/completed ops aggregate

• $300,000 fire damage limit

• $10,000 medical payments

• Deductibles as low as $2,500

• Excess Liability:

• Up to $5,000,000 limits available

• Commercial Excess over controlled primary General Liability and "A-VIII" rated Employers Liability & Commercial Auto policies

• Also available:

• Professional Liability

• Worksite Pollution coverage

• Primary /Non-contributory wording

• Per project aggregate

• Employee Benefits Liability

• Additional Insured/Waiver of Subrogation

• Automatic

• Scheduled Entities

Submission Requirements

• ACORD Application

• 5 years currently valued loss runs dated within past 90 days and details of any claims $25,000 or more

• Resume of owners for businesses in operation less than 5 years

• Completed Fire Sprinkler Contractors Supplemental Application

Minimum Premium

• $10,000

Territory Covered

• All states except Alaska, Hawaii, New York and Cook County, Illinois

Why IPA?

• All In-house authority

• Carrier "A" Rated by A.M. Best

• Web-based application system for faster processing & quoting

• Tailored Proprietary Coverages

Ready to get started?

Download our supplemental right here. Once complete, please send to James.shockey@ins-ipa.com

Fire Suppression

Contractor Supplemental

Fire Suppression

Contractor Brochure